Personal Loan

Instant unsecured personal loans with no collateral required starting from 10.5% p.a.

Instant Personal Loans – No Collateral Required

SJ Finance offers quick and hassle-free personal loans to meet your immediate financial needs. Whether it's a wedding, travel, medical emergency, education, or home renovation, our personal loans provide the funds you need without any security or collateral. Enjoy a seamless digital process with minimal documentation.

10.5%
Interest Rate p.a.
₹40 L
Max Loan Amount
5 Yrs
Max Tenure
24 Hrs
Fast Disbursal

Eligibility Criteria

  • Age: 21 to 60 years
  • Salaried employees of private / public sector or MNC
  • Minimum monthly income: ₹20,000
  • Minimum 1 year work experience with current employer
  • Good CIBIL score of 700 and above
  • Stable employment history

Documents Required

  • Identity Proof: Aadhaar / PAN Card / Passport / Voter ID
  • Address Proof: Utility Bill / Aadhaar / Rent Agreement
  • Income Proof: Last 3 months salary slips
  • Bank Statements: Last 3 months
  • Employment Letter / Appointment Letter
Apply for Personal Loan    Talk to Expert